A New York and New Jersey Lawyer Who Represents Policyholders and Beneficiaries in Life Insurance Denial Cases

Category Archive for 'Disability Insurance'

A New York state trial court has denied motions by both a plastic surgeon and an insurance company with respect to the former’s claim for disability benefits. The case is interesting because the Court contended with the inter-relation between a “factual” disability and a “legal disability” and how a disability determination is reached when each is in play. A factual […]

Read Full Post »

The Supreme Court ruled unanimously in Hardt v. Reliance Standard Life Ins. Co. that workers suing over disability benefits under ERISA may win attorney’s fees if they obtain “some degree of success on the merits.” This decision overturned a Fourth Circuit decision holding that the worker must be the prevailing party in order to win […]

Read Full Post »

You are filling out a disability insurance or life insurance application and there is a blank for your “earned income.” Do you include earnings that you had off the books, say for commissions or tips that you did not report? If you do, it will jack up your total income which will qualify you for […]

Read Full Post »

This post concerns disability benefits, so any life insurance afficionados out there who are reading this blog, be forwarned. You may recall a Supreme Court decision from three years ago that strictly upheld a deadline against a criminal defendant, even though the judge in the case was at fault for it by giving an erroneous instruction. […]

Read Full Post »

The New York Times published a consumer-friendly piece about the pitfalls and misleading statistics involved in purchasing disability insurance. Though the article is specific to that type of insurance, many of its themes apply equally to the sister field of life insurance. It highlights how insurers publish inflated statistics concerning the number of Americans who […]

Read Full Post »